The Protocol for Intelligent Commerce (i-Commerce)
Technical Whitepaper v1.0
Infrastructure for the Agent-to-Agent Economy

Prepared For: Google Cloud Strategic Partnership

Date: January 2026

Infrastructure Partner: KREA.Digital

1. Executive Summary

The internet was built for browsing; it was not natively architected for buying. Today's "E-Commerce" is a patchwork of friction-heavy interfaces requiring human manual input. We are witnessing a paradigm shift toward i-Commerce (Intelligent Commerce), where AI Agents—not humans—discover, negotiate, and transact value.

flexi.now is the B2B infrastructure layer that enables this shift. By harmonizing Google’s Universal Commerce Protocol (UCP) and OpenAI’s Agentic Commerce Protocol (ACP), we provide the "rails" for autonomous negotiation across any industry—from HR datasets to automotive inventory.

Crucially, flexi.now solves the "adoption gap" by integrating with KREA.Digital’s enterprise-grade retention engine. We use Google BigQuery as a real-time logic processor to autonomously recover failed agent negotiations via human channels (SMS/Email/Push).

Scale & Reliability Metrics

2. The Problem: The "Friction Tax"

Current commerce relies on synchronous human presence. If a human isn't looking at the screen, the deal stops. This creates a "Friction Tax" on the global economy.

2.1 The Data Gap

[Chart 2.1: Transaction Latency Comparison]

Human Browsing: ~24 Hours (Browsing, Compare, Checkout)
vs.
flexi.now Agent: ~400ms (Negotiation & Settlement)
(Agents reduce latency by 99% but require robust error handling.)

3. The Solution: flexi.now Architecture

flexi.now is not a marketplace; it is a Protocol Switch. It translates inventory data into agent-readable formats and manages the negotiation lifecycle.

3.1 The System Flow

The architecture leverages a "Hybrid Intelligence" model. High-speed negotiations happen in the Agent Layer; logic and retention happen in the Data Layer.

[Diagram 3.1: System Architecture]

[Buyer Agent] <--> [ flexi.now Protocol Core (UCP) ] <--> [Supplier Inventory]
|
(Async Stream)
|
[ Google BigQuery (Log & Logic) ] --> [ KREA Engine ] --> [ Human Recovery (SMS) ]

3.2 Technical Stack

4. Google Integration: "Autonomous Logic"

This is the core innovation justifying the Google Cloud partnership. We do not use BigQuery merely for storage; we use it for Active Logic.

4.1 The Loop

  1. Ingest: flexi.now streams 100M+ daily negotiation logs into BigQuery.
  2. Analyze: Scheduled SQL queries run every minute to identify specific patterns (e.g., "Negotiation stalled > $500").
  3. Act: Results are pushed as JSON payloads to KREA.Digital.
  4. Recover: KREA triggers the appropriate channel (SMS/Push) to bring the human back into the loop.

5. Market Analysis: The 9-Point Grid

flexi.now is industry-agnostic. Our Total Addressable Market (TAM) includes all digital and physical exchange.

HR & Recruiting

Agents autonomously vet candidates and license premium CV access instantly.

Real Estate

Automated property vetting, scheduling, and initial offer management.

Supply Chain

Hardware resellers auto-replenish stock based on real-time market flux.

Automotive

Negotiating "out-the-door" car prices and financing before human visit.

Logistics

Real-time bidding for empty shipping container space (dead legs).

Education

Micropayments for specific knowledge modules without subscriptions.

Energy Grid

Smart meters selling excess solar storage back to the grid at peak rates.

Medical

Anonymous sourcing of rare equipment or trial volunteers ensuring privacy.

Cloud Compute

Workloads autonomously bidding for the cheapest GPU spot-instances.

6. SWOT Analysis

STRENGTHS (Internal) WEAKNESSES (Internal)
Proven Scale: 100M+ daily events.
Hybrid Infra: 99.9% uptime.
Data Loop: Proprietary SQL-to-Action engine.
UCP Dependency: Relies on Google standard adoption.
Compute Cost: High GPU requirement for agents.
OPPORTUNITIES (External) THREATS (External)
Google Alignment: Fits "Agentic Web" vision.
First Mover: Only infra with Retention built-in.
Data Monetization: Prediction markets.
Walled Gardens: Closed proprietary protocols (Apple/Amazon).
Regulation: AI liability laws.

7. Strategic Roadmap

Seeking Seed investment to transition prototype to global standard.

Phase 1: Infrastructure Migration (Months 1-3)
Migrating the KREA event stream (100M logs/day) to Google BigQuery.

Phase 2: The Logic Engine (Months 4-6)
Building the "Natural Language Rules" interface using Vertex AI.

Phase 3: Global Pilot (Months 7-12)
Launching "Universal Inventory" pilot with Auto/Real Estate partners. Goal: 1M autonomous transactions.

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